The holidays are over. Your Christmas tree, menorah, festivous poll; whatever you had up, is down. With the exception of birthdays and random acts of kindness, there aren’t any big gift-giving days for over a month. Don’t hesitate though, especially if you’re seeing someone! Valentine’s Day is coming up quicker than you think. If you keep putting if off you might not be able to get that perfect piece of jewelry, or that dinner reservation you’ve been meaning to place. Like always, planning ahead can save you from a lot of grief.

Continue reading »